The small business world is changing. Female small business owners are becoming increasingly common in Australia, and in fact, over 35% of all small businesses in Australia are now owned by women. (Way to go ladies!)  Over 50% of all start-ups in Australia are financed through the owner’s personal savings (p13). And this makes sense, entrepreneurs tend to be frugal with their money. But there comes a point in every small business owner’s life when they need to branch out and look for new...